Many people who have broadband use a wireless router. Many of them are aware of a danger to their own data if it is unencrypted. However it is important to realize that there are many who might just use your router to gain somewhat illegitimate access to your own internet connection(Please don’t call this unkind or wrong, its not like they can cause you to be charged more). There is a fairly minimal risk to you if you use a credit card online, but that is far less likely than some idiot with an RFID reader to steal yours while shopping at the mall.
I’d not recommend some of the more invasive security measures such as WPA-2 or LEAP, because they are simply too strong of an encryption. You are typically at such a low chance of being hacked or exploited that it would be really quite silly to get worked up about it.
If you’ve been hacked over an unencrypted network, and you have proof, then I’m sorry, but that scenario is less common than many people make it out to be.
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